A Disaster Recovery Plan is a documented, structured approach with instructions for responding to unplanned incidents. Many businesses, especially IT, will have this plan in place. Do you have a Disaster Recovery Plan in your home? A step-by-step plan to minimize the effects of a disaster (death) so that your spouse can continue to operate or quickly resume mission-critical functions.
This post is co-written by Jeff and me, and inspired by my father, who passed away unexpectedly (cardiac arrest). Our hope is that we encourage healthy discussion between you and your family soon. Don’t wait…death doesn’t discriminate. Talk about a plan. Write it down! Know what the plan is, where it is, and how to execute it…for this is one of the best gifts you can give to your spouse and family in the event of your untimely death.
My father kept a flash drive locked in a safe, containing important information so that my mom could continue to function in his absence. When crisis strikes, not only are you overwhelmed with grief, panic and fear, but you still have bills to pay and a house to run. Your mortgage is due…Where does the money come from? Is it automatic? Do you need to transfer money from one account to another? When is your credit card payment due? Do you have life insurance and who do you call? Do you know all of your accounts, user names and passwords? These questions can be paralyzing if you don’t know the answers or even where to look. My father managed all of the finances, so when he was gone without warning, he left detailed instructions for my mom. Jeff has done the same for me.
Young or old, there are things you can do now to make it easier on your family when death or illness strikes. We’ve planned well, even made some mistakes that we hope you can avoid before it’s too late. This is not an exhaustive list, but a great place to start the conversation with your spouse. Save our list below, and start checking things off. Plan, prepare, and give the gift of reassurance.
Jeff and Tara